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“Perfection is not attainable, but if we chase perfection, we can catch excellence.”

– Vince Lombardi

Who We Are

Collateral Evaluation Services (CES) provides appraisal management services for banks and other financial institutions.

Your Virtual Appraisal Department™

For more than a decade, CES has been providing appraisal management services for almost 200 financial institutions, including national banks, community banks, credit unions, and others. We provide world class service with a team of experienced, licensed professionals and state-of-the-art technology to ensure the highest level of due diligence and client success.

Some of the appraisal management services we provide for our clients include:

  • Commercial Real Estate Appraisals
  • Residential Real Estate Appraisals
  • Real Estate Evaluations
  • Business Valuations
  • Environmental Site Assessments
  • Property Inspections

As “Your Virtual Appraisal Department™” CES is be committed to becoming your most valued business partner and trusted advisor.

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A Team With Over 100 Years Behind Us

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Team CES

Our Services

QUALITY SETS US APART

Commercial Appraisals

Residential Appraisals

Vendor Panels

Commercial

Residential

Business Valuations

Commercial

Residential

Bank Owned Assets

Real Estate Portfolios

Gov’t Records Review

Phase I

Phase II

Phase III

Loan Underwriting

Property Inspections

Flood Determination

Others

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Blog

EXPLORE OUR LATEST POSTS AND WHAT’S INTERESTING TO US.

July 2019

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Testimonials

Jim Johnson
Executive Vice President, Lending and Credit Administration

Larry Woodall, CEO & Chief Appraiser
CES
590 Colonial Park Drive
Rowell, GA  30075

Dear Larry,

It is my pleasure to provide the letter of reference to you to use at your discretion.

First Bank has assets of over $400 million with a loan portfolio exceeding $315 million. Over the past four to five years we’ve experienced significant growth in real estate secured lending. Today over 80% of our loan portfolio is secured by real estate of one type or another. This concentration forced us to evaluate our complete appraisal process. What we found was that internally, we lacked the expertise to comply with regulatory requirements.

For this reason, last fall we began an extensive search for a 3rd party solution that would not only give us separation from the appraisal process, but also provide the level of appraisal review expertise that we needed. That search resulted in us selecting ECS as our 3rd party appraisal manager in the spring of this year. We chose CES because they could provide a full slate of valuation services, they adopted our approved appraiser list in total, and we recognized the value of the staff’s appraisal experience.

Prior to initiating the new process, Larry Woodall personally flew to Texas to meet our lenders and our appraisers, ensuring that question were answered and concerns addressed. Still, there was , and to a lesser extent still is, pushback from both the lenders and the appraisers. Change can sometime be difficult. Larry and the others at CES have been great to talk through these issues and work with us to find a resolution.

I feel that we are now in a much more confident position when lending into the industry, and in a much better position defending these decisions when examined by our regulators. We do not regret our decision to partner with CES.

Sincerely,

Jim Johnson
Executive Vice President, Lending and Credit Administration

Robyn Stevens
Executive Vice President, Chief Credit Officer

November 201, 2018

To whom it may concern,

I am writing you today to recommend the services of Collateral Evaluation Services (CES).

Peoples Bank has been using CES for appraisal management services for nearly seven years, and we have always been completely satisfied with their performance. They are thorough, timely, and always very responsive to our questions. In addition, CES provides sound advice we can rely on to ensure compliance with regulatory guidance.

During a recent due diligence project, I engaged CES to provide evaluations for eight bank branches to be acquired. With very short notice and limited information, CES provided a thorough report in under 4 days. Their ability to quickly turn this request allowed us to make an informed decision and meet our requested deadline.

I’m happy to recommend the servides of CES. If you have any quesitons, please feel free to contact me.

Sincerely,

Robyn Stevens
Executive Vice President, Chief Credit Officer
Peoples Bank
Marietta OH
(740)376-7282

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